About – 2022

Welcome to The Financial Literacy Speech Competition 2022
Growing SA’s Youth Through Financial Knowledge
Welcome to The Financial Literacy Speech Competition 2022
Growing SA’s Youth Through Financial Knowledge
Welcome to The Financial Literacy Speech Competition 2022
Growing SA’s Youth Through Financial Knowledge
Welcome to The Financial Literacy Speech Competition 2022
Growing SA’s Youth Through Financial Knowledge



The Financial Sector Conduct Authority (FSCA), in collaboration with the nine provincial departments of education and in conjunction with the Financial Planning Institute (FPI) , implements the FSCA Financial Literacy Speech Competition (FLSC) for grade 11 learners.

The focus of the competition was to encourage learners to become more financially literate through research and the presentation of a five-minute speech on various financial literacy topics. Previous topics included consumer protection, financial planning, rights and responsibilities, starting a business (entrepreneurship) and engaging with Financial Services Providers (FSP’s).

The Competition was founded by the KZNFLA trust Chairman, Mr Artwell Hlengwa, who continues to be associated with this initiative as its Patron. Based on the success of the KZN model, the Financial Sector Conduct Authority (FSCA) – or the Financial Services Board (FSB), as it was known up to 31 March 2019 – received funding from the Financial Services Consumer Education Foundation (FSCEF) to pilot the same model in Gauteng. The then FSB partnered with the Gauteng Department of Education and the Financial Planning Institute (FPI) and in 2016, the inaugural Gauteng School’s Financial Literacy Speech Competition was successfully implemented.

In 2017, the competition was expanded to include three additional provinces, namely; Eastern Cape, KwaZulu-Natal and Mpumalanga. Due to austerity measures, the Mpumalanga Department of Education withdrew from the project and the competition was implemented in the remaining three provinces. The format of the competition in 2017 included an inter-provincial final where the top two learners from each province competed for the title of “Winner of FSB my life my money inter-provincial financial literacy speech competition 2017”.

In 2019, funding was sourced from the FSCEF to further expand the speech competition to all nine provinces. Thus, in addition to the Eastern Cape, KwaZulu-Natal, Gauteng the North West, Western Cape and Mpumalanga, Free State, Northern Cape and Limpopo departments of education were approached to participate in the national speech competition.

The competition was cancelled in 2020 due to the need to keep participating learners and their teachers safe from COVID-19. The FSCA decided to run the competition digitally in 2021 , without compromising the same competitive spirit that was displayed by the previous participating learners.

  • Promote financial literacy in schools on topics such as budgeting, savings and investments and consumer rights.
  • Create awareness on the importance of financial advice.
  • Promote careers in the financial services industry for example, a Financial Services Provider (FSP).
  • Encourage entrepreneurship
  • Introduce insurance as an investment choice for all individuals and use the youth to discuss financial concepts with their parents.
  • Integrate theory and practice as an important principle in the Curriculum and Assessment Policy Statement (CAPS)


FLSC 2022 has gone Hybrid! 

The relaxation of the Covid 19 rules allows the FSCA to run the competition part digital and part face to face. 


The competition consists of four rounds: school, district, provincial and national finals.

In the School Round, only high and secondary schools in quintiles 1 to 3 qualify to enter.

Participating Grade 11 learners studying commerce subjects are required to compete at a school level for the first position, and they do so by presenting a five-minute speech based on a choice of one of the following three topics:

TOPIC 1: My money, my responsibility (Spend and it will end, but save and you will never be a slave….)

TOPIC 2: Ask me how! – Did you know, only 6 out of 100 people in South Africa can retire  comfortably? Certified Financial Planners can change the status quo.

TOPIC 3: “Double, double toil and trouble; fire burn and cauldron bubble,” Starting my own business is it worth the hustle??

The winning learner from each participating school is required to record their speech on any device of their choice and get it to be uploaded by the dedicated teacher on this Website, in order to enter into the district round .

Secure online adjudications are then conducted in the District and Provincial rounds, through a process of eliminations.

The National final will see the top learner, from each of the nine provincial finals, compete for the National Prize. 

The National final will be held in Cape Town. All winners, their teachers, the district officials and the provincial coordinator for the commerce subjects will be flown to Cape Town and accommodated there for the National final. 

We are looking forward to a great competition from across the country. 

Please visit again for updated information as the competition progresses.



eNitiate | FSCA | FSCE Logo | Nov 2021